Chattel Mortgage

At Shoreline Finance, we understand that businesses rely on flexible and affordable financing to maintain growth and momentum. That’s why we offer chattel mortgage solutions — a practical and cost-effective way to purchase essential business assets while preserving your working capital.

A chattel mortgage is a loan structure where we provide finance for the purchase of an asset, such as a vehicle or equipment, and the asset itself is used as security for the loan. You take ownership of the asset from the beginning, while we hold a mortgage over it until the loan is fully repaid.

This type of financing offers clear benefits for cash flow and budgeting. By spreading repayments over time, your business can acquire valuable equipment without a large upfront outlay, keeping funds available for other key operational needs.

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Why Choose Shoreline Finance for Chattel Mortgage?

At Shoreline Finance, we make it easy to tailor a chattel mortgage to your business goals, with flexible repayment options — including the choice of monthly, quarterly, or annual instalments, and the option to include a balloon payment at the end of the term to lower regular repayments.

Our competitive interest rates and personalised service mean you get a finance package that works for your business, not against it. Our experienced brokers guide you from application to settlement, ensuring a smooth, transparent process every step of the way.

If you’re considering a chattel mortgage to fund your next asset purchase, contact Shoreline Finance today to discuss the right structure for your business.

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